Client: PT Bank Rakyat Indonesia (Persero) Tbk – Digital Innovation Division
Overview
Arnatech was engaged to provide regulatory and strategic consulting for BRI Digital Innovation, guiding the end-to-end process of product licensing, compliance alignment, and partnership strategy. This project highlights Arnatech’s expertise in banking regulation, digital innovation governance, and high-level platform planning—making it a key showcase in our consultancy portfolio.

Scope of Work
- Consultation for preparing regulatory documentation required for launching new banking products.
- Assistance in submitting product licenses and approvals to relevant regulators.
- Strategic analysis of compliance aspects in product development and operations.
- High-Level Design (HLD) for a monitoring dashboard to oversee licensing processes.
- Development of partnership frameworks and strategic analysis for potential merger & acquisition (M&A) schemes.
Outcome
This engagement positioned BRI to efficiently navigate regulatory complexities in its innovation pipeline. Arnatech’s involvement improved internal readiness, regulatory engagement processes, and helped shape strategic direction for future collaborations and M&A considerations in digital banking.
Why Arnatech?
Arnatech combines regulatory expertise, business acumen, and technical capability to deliver high-impact support for digital product innovation. With proven experience in working alongside enterprise clients like BRI, we offer:
- End-to-end consultancy from documentation to regulator engagement
- HLD & compliance-aligned design thinking for digital platforms
- Strategic advisory on product readiness, licensing, and market positioning
- Cross-functional expertise blending finance, tech, and regulation
Our team enables banking and fintech innovators to confidently scale and launch digital services—compliantly and competitively.